How to Find: Low Home Equity Loan Credit & Mortgage Rates

Based on your feedback I finally published the winner.
Home Refinance - Home Equity Loan - Improvement - Debt Consolidation - Equity Credit Line - Mortgage Rate & Advice

One of the Features of this awarded system is that It Saves you Time and Money
by letting hundreds of lenders compete for your loan.

Instead of spending time in a lot of places, you spend 4 minutes to complete a form one time
and have results in 90 seconds:

Typically a lender says "this is the best home equity credit line". Take it or leave it but I was able to choose from over many loans and combinations until I found the one I liked."
- L. Avalos

"I had spent over 3 months researching for lowest home equity loan rates, I gave them a try just to see what they were able to offer, and they got almost the same rate I had found but with little minor extra advantages, I really wanted to use the lender I had found myself to justify 3 months looking arround, so I went with my lender, but then hidden fees and "special" terms suddenly appeared, so I cancelled it before signing and returned with e-loan, that was a different story, because they respected everything, and most important, the consultant was on MY side and helped me in every step. I am very pleased with their service."
- F. Shaw

"My loan consultant was proactive at all stages of the process, from pre-approval through final funding. Thanks to her, my loan was approved ahead of schedule."
- P. Giacalone

"They are great in advicing the best loan type or combination, I requested a home equity loan rate quote but then the consultant found that another type of loan was going to be better for me and he was really right, with his strategy I saved more than expected, they deserve my recommendation."
- J. Benatul

"Excellent deal and service. I told many of my friends to get a home loan quote through E-LOAN. I'll definitely use E-LOAN again."
- H. Lam

"I want to thank my loan consultant for taking the time out to explain the little details & advice that helped me make a more informed decision. I had been a little nervous about applying over the internet and thought it would be impersonal. I was definitely wrong."
- Cassandra Zeigler

"It was great that everything was up front. No hidden costs or information."
- D. Peck

E-LOAN is the first company to earn certification
as an "Upfront Mortgage Lender".

Requirement 1:

A UML Provides Quick Access to the Market Niches it Prices On-Line.
E-LOAN provides comprehensive lists which detail all of the loans currently available online. See Market niches priced online for detail.

Requirement 2:

A UML includes its own fixed-dollar fees, plus credit and appraisal charges, in its price quotes, and guarantees them to closing.
E-LOAN includes all lender fees in its price quote, and guarantees that none of the fees will change between the time a borrower locks a loan and closing.

Requirement 3:

A UML Provides a Clear Explanation of its Lock Requirements.
In general, borrowers can lock once their application has been approved and their appraisal has been ordered.

Requirement 4:

A UML discloses all the information about ARMs needed by shoppers to make intelligent decisions.
The Mortgage Professor's list of ARM features required to make an informed decision is shown in Information Needed to Evaluate an ARM. E-LOAN'S price quotes include information on all these features.

Requirement 5:

An Upfront Mortgage Lender (UML) informs if its loan officers are compensated in a way that gives them incentives to overcharge the borrower.
The compensation of E-LOAN loan officers is not affected by the interest rate, points or other fees that any particular borrower pays. Loan officers are not allowed to change the rates, points or other settlement costs posted on the site.

Link: E-Loan Home & Equity Loan Quote